/* securo — stylesheet derived from altropartners.uk, rebuilt 28 Sep 2026.
   One typeface (Source Sans 3), one navy (#05305f, dark bands only), one blue
   (#063d78, lead headlines on light grounds), gold for figures and rules, and
   the pale ice triangle as the only device. Every hero fills its band and every
   photograph fills its box. Page-specific layout lives in each page's own
   <style>; this file holds the system and the shared blocks. */

:root {
  --navy: #05305f;
  --navy-deep: #04264c;
  --blue: #063d78;
  --gold: #c79d6a;
  --gold-l: #dcbc93;
  --gold-pale: #f6efe6;
  --ice: #e2e6f0;
  --ice-l: #f0f2f8;
  --cream: #f0f7f7;
  --cream-2: #dfeeee;
  --white: #fff;
  --ink: #231f20;
  --text: #3a3f48;
  --muted: #7a8794;
  --line: #e4e8ee;
  --border: #e4e8ee;
  --border-cool: #e4e8ee;
  --green: #16a34a;
  --shadow-sm: 0 2px 6px rgba(5,48,95,.06);
  --shadow-md: 0 12px 34px rgba(5,48,95,.10);
  --shadow-lg: 0 24px 60px rgba(5,48,95,.16);
  --radius: 14px;
  --wrap: 1180px;
  --gutter: max(0px, (100vw - var(--wrap)) / 2);
  --pad: 24px;
  --band: clamp(64px, 8vw, 104px);
  /* legacy names still used inline on a few pages */
  --navy-mid: #1f5590; --navy-light: #f0f2f8; --teal: #0a6b72; --teal-l: #e2f4f5; --cream-2-old: #eef2f8; --ice-mid: #bfc4db;
}

/* ── Base ─────────────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; -webkit-text-size-adjust: 100%; }
body { font-family: 'Lato', system-ui, sans-serif; background: var(--white); color: var(--text); line-height: 1.6; -webkit-font-smoothing: antialiased; font-size: 17px; }
img { max-width: 100%; display: block; height: auto; }
a { text-decoration: none; color: inherit; }
b, strong { font-weight: 600; color: var(--navy); }
em, i { font-style: normal; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--pad); }
.d-wide { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--pad); }
.d-narrow { max-width: 780px; margin: 0 auto; padding: 0 var(--pad); }

/* Type. h1 and h2 in the logo blue on light grounds, white on navy. h3 navy. */
h1, h2, h3, h4, h5 { font-family: 'Lato', system-ui, sans-serif; font-weight: 600; color: var(--blue); line-height: 1.12; letter-spacing: -.012em; }
h1 { font-size: clamp(38px, 4.8vw, 60px); line-height: 1.06; }
h2 { font-size: clamp(30px, 3.4vw, 42px); }
h3 { font-size: clamp(20px, 1.6vw, 23px); color: var(--navy); line-height: 1.25; letter-spacing: -.005em; }
h4 { font-size: 18px; color: var(--navy); line-height: 1.3; }
h1 em, h2 em, h3 em { color: var(--gold); font-style: normal; }
p { font-size: 17px; line-height: 1.66; }
.serif { font-family: inherit; }
.tag { font-size: 14px; font-weight: 600; color: var(--gold); margin-bottom: 12px; letter-spacing: 0; text-transform: none; }
.tag.on-navy { color: var(--gold-l); }
.section-lead { font-size: 18px; line-height: 1.65; color: var(--text); max-width: 680px; }
.lead { font-size: 20px; line-height: 1.6; color: var(--text); }

/* ── Buttons ──────────────────────────────────────────────────────────────── */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 9px; font-family: inherit; font-size: 16px; font-weight: 600; cursor: pointer; border-radius: 100px; padding: 14px 28px; border: 1.5px solid transparent; transition: background .15s, border-color .15s, transform .15s; white-space: nowrap; line-height: 1.2; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--gold); color: #fff; }
.btn-primary:hover { background: #a87f4e; }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-deep); }
.btn-ghost { background: transparent; color: var(--navy); border-color: #c9d1dc; }
.btn-ghost:hover { border-color: var(--navy); background: #fff; }
.btn-ghost.on-navy, .navy .btn-ghost, .gap .btn-ghost, .cta .btn-ghost, .hero .btn-ghost, .hero-navy .btn-ghost { color: #fff; border-color: rgba(255,255,255,.4); }
.btn-ghost.on-navy:hover, .navy .btn-ghost:hover, .gap .btn-ghost:hover, .cta .btn-ghost:hover, .hero .btn-ghost:hover { background: rgba(255,255,255,.1); border-color: #fff; }
.btn-sm { padding: 10px 18px; font-size: 14px; }
.lnk, .lesson-read { font-weight: 600; color: var(--gold); }
.lnk:hover, .lesson-read:hover { text-decoration: underline; text-underline-offset: 3px; }

/* ── Nav ──────────────────────────────────────────────────────────────────── */
.nav { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.94); backdrop-filter: saturate(160%) blur(10px); border-bottom: 1px solid var(--line); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; height: 76px; max-width: 1340px; }
.nav-brand { display: flex; align-items: center; gap: 16px; flex: 0 0 auto; }
.nav-logo { height: 56px; width: auto; }
.nav-powered { display: flex; flex-direction: column; gap: 3px; border-left: 1px solid var(--line); padding-left: 16px; line-height: 1.2; }
.nav-powered-label { font-size: 11px; color: var(--muted); font-weight: 600; letter-spacing: 0; text-transform: none; }
.nav-eg-logo { height: 30px; width: auto; }
.nav-links { display: flex; align-items: center; gap: 26px; margin-left: auto; }
.nav-links > a { font-size: 15px; font-weight: 500; color: var(--text); }
.nav-links > a:hover, .nav-links a[aria-current="page"] { color: var(--navy); }
.nav-actions { display: flex; align-items: center; gap: 12px; }
.nav-actions .btn { padding: 11px 20px !important; font-size: 14.5px !important; }
.nav-group { position: relative; }
.nav-top { display: inline-flex; align-items: center; gap: 6px; background: none; border: 0; padding: 14px 2px; cursor: pointer; color: var(--text); font-family: inherit; font-size: 15px; font-weight: 500; }
.nav-top svg { transition: transform .16s ease; opacity: .65; }
.nav-group:hover .nav-top, .nav-group.open .nav-top, .nav-group.is-here .nav-top { color: var(--navy); }
.nav-group.is-here .nav-top { font-weight: 600; }
.nav-group:hover .nav-top svg, .nav-group.open .nav-top svg { transform: rotate(180deg); }
.nav-drop { position: absolute; top: 100%; left: -14px; min-width: 230px; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow-md); padding: 8px; display: none; z-index: 40; border-top: 8px solid transparent; background-clip: padding-box; }
.nav-group:hover .nav-drop, .nav-group.open .nav-drop { display: block; }
.nav-drop a { display: block; padding: 9px 12px; border-radius: 8px; font-size: 15px; color: var(--text); white-space: nowrap; }
.nav-drop a:hover { background: var(--cream); color: var(--navy); }
.nav-drop a[aria-current="page"] { color: var(--navy); font-weight: 600; }
.nav-burger { display: none; }
.nav-mobile { display: none; }
@media (max-width: 1200px) { .nav-links { gap: 18px; } .nav-eg-logo { height: 26px; } .nav-logo { height: 50px; } }
@media (max-width: 1000px) { .nav-powered-label { display: none; } .nav-powered { padding-left: 12px; } }
@media (max-width: 900px) {
  .nav-links, .nav-group { display: none; }
  .nav-burger { display: flex; flex-direction: column; justify-content: center; gap: 5px; background: none; border: 0; padding: 10px 2px 10px 10px; cursor: pointer; margin-left: auto; }
  .nav-burger span { display: block; width: 22px; height: 2px; background: var(--navy); border-radius: 2px; transition: transform .25s ease, opacity .2s ease; }
  body.nav-open .nav-burger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  body.nav-open .nav-burger span:nth-child(2) { opacity: 0; }
  body.nav-open .nav-burger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .nav-mobile { flex-direction: column; background: #fff; border-top: 1px solid var(--line); padding: 8px 24px 18px; box-shadow: 0 22px 34px rgba(5,48,95,.14); }
  body.nav-open .nav-mobile { display: flex; }
  .nav-mobile a { padding: 13px 0; font-size: 16px; font-weight: 600; color: var(--navy); border-bottom: 1px solid var(--line); }
  .nav-mobile a:last-child { border-bottom: 0; }
  .nav-mobile .m-head { display: block; font-size: 13px; color: var(--muted); font-weight: 600; margin: 16px 0 4px; letter-spacing: 0; text-transform: none; }
  .nav-mobile .m-head:first-child { margin-top: 0; }
  .nav-mobile .m-cta { color: var(--gold); }
}
@media (max-width: 640px) { .nav-actions { display: none; } .nav-inner { height: 66px; } .nav-logo { height: 42px; } .nav-eg-logo { height: 22px; } }
@media (min-width: 901px) { .nav-mobile { display: none !important; } }

/* ── Sections ─────────────────────────────────────────────────────────────── */
section.block, .block { padding: var(--band) 0; position: relative; }
.block.cream, .cream { background: var(--cream); }
.block.ice, .ice { background: var(--ice-l); }
.block.navy, .navy, .block.gap, .gap, .journey, .cta, .lp-close { background: var(--navy); color: #fff; position: relative; isolation: isolate; }
.navy h1, .navy h2, .gap h1, .gap h2, .journey h2, .cta h1, .cta h2, .lp-close h2 { color: #fff; }
.navy h3, .gap h3, .journey h3, .cta h3, .navy h4, .gap h4 { color: #fff; }
.navy p, .gap p, .journey p, .cta p, .navy li, .gap li { color: rgba(255,255,255,.86); }
.navy h1 em, .navy h2 em, .gap h1 em, .gap h2 em, .cta h2 em { color: var(--gold-l); }
/* the brand artwork under every navy band, soft, bottom right */
.navy::after, .gap::after, .journey::after, .cta::after, .lp-close::after, .hero-navy::after, .d-hero.navy::after {
  content: ''; position: absolute; inset: 0; z-index: -1; pointer-events: none;
  background: url('img/pattern-navy.jpg?v=3') right bottom / 60% no-repeat;
  opacity: .5; mix-blend-mode: luminosity;
  -webkit-mask-image: linear-gradient(250deg, #000 0%, transparent 60%); mask-image: linear-gradient(250deg, #000 0%, transparent 60%);
}
.head { max-width: 720px; margin-bottom: 44px; }
.head.center { margin-left: auto; margin-right: auto; text-align: center; }
.head h1, .head h2 { margin-bottom: 14px; }
.head p { font-size: 19px; line-height: 1.6; color: var(--text); }
.navy .head p, .gap .head p, .cta .head p { color: rgba(255,255,255,.82); }
.block .wrap, .gap .wrap, .cta .wrap { position: relative; z-index: 1; }

/* the ice triangle, the one device in the brand pack */
.tri-l, .tri-r { position: absolute; width: 0; height: 0; pointer-events: none; z-index: 0; }
.tri-l { border-style: solid; border-width: 0 0 300px 300px; border-color: transparent transparent var(--ice) transparent; bottom: -1px; left: -60px; }
.tri-r { border-style: solid; border-width: 300px 300px 0 0; border-color: var(--ice) transparent transparent transparent; top: -1px; right: -60px; }
.gap .tri-l, .cta .tri-l, .navy .tri-l { border-bottom-color: rgba(255,255,255,.06); }
.gap .tri-r, .cta .tri-r, .navy .tri-r { border-top-color: rgba(255,255,255,.06); }
.block, .gap, .cta { overflow: hidden; }
@media (max-width: 820px) { .tri-l, .tri-r { display: none; } }

/* ── Heroes ───────────────────────────────────────────────────────────────── */
/* 1. Full-bleed photograph, copy over it. The photo fills the whole band. */
.hero { position: relative; min-height: min(calc(100vh - 76px), 880px); display: flex; align-items: center; color: #fff; background: var(--navy); overflow: hidden; isolation: isolate; padding: clamp(56px, 7vw, 96px) 0; }
.hero > .wrap { width: 100%; }
.hero-bg { position: absolute; inset: 0; z-index: -2; }
.hero-bg img { width: 100%; height: 100%; object-fit: cover; object-position: 70% 40%; }
.hero-bg picture { display: block; width: 100%; height: 100%; }
.hero-bg::after { content: ''; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(5,48,95,.9) 0%, rgba(5,48,95,.78) 36%, rgba(5,48,95,.3) 64%, rgba(5,48,95,.04) 100%); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr); gap: 56px; align-items: center; }
.hero h1 { color: #fff; max-width: 18ch; text-shadow: 0 1px 18px rgba(4,38,76,.35); margin-bottom: 22px; }
.hero h1 em { color: var(--gold-l); }
.hero-sub { font-size: 20px; line-height: 1.6; color: rgba(255,255,255,.9); max-width: 560px; margin-bottom: 30px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 26px; }
.hero-trust { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; }
.hero-trust-item { display: flex; align-items: center; gap: 8px; font-size: 15px; color: rgba(255,255,255,.85); }
.hero-trust-item svg [stroke] { stroke: var(--gold-l); }
.hero-fineprint { font-size: 14px; color: rgba(255,255,255,.7); margin-top: 18px; max-width: 520px; line-height: 1.55; }
.hero-fineprint a { color: var(--gold-l); text-decoration: underline; text-underline-offset: 2px; }
.hero-visual, .hero-photo, .imgframe { display: none; }
/* Every page opens on a photograph that bleeds behind the copy (Andy, 29 Sep 2026: "I like the
   heroes bleeding rather than block of colour next to a image"). .right puts the copy and the
   wash on the right, for a photograph whose subject is on the left. */
.hero-copy { max-width: 640px; }
.hero.right .hero-copy { margin-left: auto; }
.hero.right .hero-bg::after { background: linear-gradient(270deg, rgba(5,48,95,.9) 0%, rgba(5,48,95,.78) 36%, rgba(5,48,95,.3) 64%, rgba(5,48,95,.04) 100%); }
.hero.right .hero-bg img { object-position: 30% 30%; }
.hero .hs-sub, .hero .d-stand, .hero .lead { font-size: 20px; line-height: 1.6; color: rgba(255,255,255,.9); max-width: 600px; margin: 0 0 18px; }
.hero .hero-copy p { color: rgba(255,255,255,.9); }
.hero .hs-meta, .hero .d-meta, .hero .hero-copy p.hs-meta, .hero .hero-copy p.d-meta { font-size: 14.5px; color: rgba(255,255,255,.7); }
.hero .hero-copy a, .hero .d-meta a { color: var(--gold-l); }
.hero b, .hero strong { color: #fff; }
.hero .d-hero-fig { margin-top: 28px; border-left: 3px solid var(--gold-l); padding: 4px 0 4px 24px; }
.hero .d-hero-fig .v { color: var(--gold-l); }
.hero .d-hero-fig .l { color: rgba(255,255,255,.9); max-width: 420px; }
.hero .d-hero-fig .s { color: rgba(255,255,255,.65); }
.lm2-hero .hero-bg { position: absolute; inset: 0; z-index: -2; }
.lm2-hero .hero-bg img { width: 100%; height: 100%; object-fit: cover; }
.lm2-hero .hero-bg::after { content: ''; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(5,48,95,.95) 0%, rgba(5,48,95,.86) 50%, rgba(5,48,95,.6) 100%); }
.lm2-hero::after { display: none; }
@media (max-width: 760px) { .hero-bg::after, .hero.right .hero-bg::after { background: rgba(5,48,95,.86); } .hero.right .hero-copy { margin-left: 0; } } /* the old floating frame; photos now sit in .hero-bg */

/* 2. Split hero: copy left, photograph right, and the photograph is the full
   height of the band and runs to the edge of the screen. */
.hero-split { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); min-height: min(72vh, 680px); background: var(--cream); }
.hero-split.white { background: #fff; }
.hero-split.navy { background: var(--navy); color: #fff; }
.hero-split .hs-copy { padding: clamp(48px, 6vw, 88px) 40px clamp(48px, 6vw, 88px) calc(var(--gutter) + var(--pad)); display: flex; flex-direction: column; justify-content: center; }
.hero-split.flip .hs-copy { grid-column: 2; padding: clamp(48px, 6vw, 88px) calc(var(--gutter) + var(--pad)) clamp(48px, 6vw, 88px) 40px; }
.hero-split.flip .hs-photo { grid-column: 1; grid-row: 1; }
.hero-split .hs-photo { position: relative; min-height: 360px; }
.hero-split .hs-photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-split h1 { margin-bottom: 18px; max-width: 16ch; }
.hero-split.navy h1 { color: #fff; }
.hero-split .hs-sub, .hero-split p.lead { font-size: 20px; line-height: 1.6; color: var(--text); max-width: 560px; margin-bottom: 26px; }
.hero-split.navy .hs-sub { color: rgba(255,255,255,.88); }
.hero-split .hs-meta { font-size: 14.5px; color: var(--muted); }
.hero-split.navy .hs-meta { color: rgba(255,255,255,.6); }
.hero-split .hero-actions { margin-bottom: 0; }
@media (max-width: 860px) { .hero-split, .hero-split.flip { grid-template-columns: 1fr; } .hero-split .hs-copy, .hero-split.flip .hs-copy { grid-column: 1; padding: 40px var(--pad); } .hero-split .hs-photo, .hero-split.flip .hs-photo { grid-column: 1; grid-row: auto; min-height: 300px; } }

/* 3. Navy statement hero: title, standfirst and one big figure. */
.hero-navy { background: var(--navy); color: #fff; padding: clamp(64px, 8vw, 112px) 0; position: relative; isolation: isolate; overflow: hidden; }
.hero-navy .wrap { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, .8fr); gap: 56px; align-items: end; }
.hero-navy h1 { color: #fff; margin-bottom: 18px; }
.hero-navy .hs-sub { font-size: 20px; line-height: 1.6; color: rgba(255,255,255,.88); max-width: 600px; }
.hero-navy .hs-meta { font-size: 14.5px; color: rgba(255,255,255,.6); margin-top: 14px; }
.hero-navy .hero-actions { margin: 26px 0 0; }
.hero-navy .d-hero-fig .v, .navy .d-hero-fig .v, .gap .d-hero-fig .v { color: var(--gold-l); }
.hero-navy .d-hero-fig .l, .navy .d-hero-fig .l { color: rgba(255,255,255,.88); }
.hero-navy .d-hero-fig .s, .navy .d-hero-fig .s { color: rgba(255,255,255,.6); }
@media (max-width: 860px) { .hero-navy .wrap { grid-template-columns: 1fr; gap: 28px; } }

/* 4. Editorial hero for guides, articles and client sheets: a light title
   band, then the photograph across the full width of the page. */
.d-hero { background: var(--cream); padding: clamp(48px, 6vw, 84px) 0 clamp(36px, 4vw, 56px); }
.d-hero .wrap { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, .8fr); gap: 56px; align-items: end; }
.d-hero h1 { margin: 0 0 16px; max-width: 18ch; }
.d-hero .d-stand { font-size: 20px; line-height: 1.6; color: var(--text); max-width: 640px; margin: 0 0 14px; }
.d-hero .d-meta { font-size: 14.5px; color: var(--muted); }
.d-hero .d-meta a { color: var(--gold); font-weight: 600; }
.d-hero.navy { background: var(--navy); }
.d-hero.navy h1, .d-hero.navy .d-hero-fig .v { color: #fff; }
.d-hero.navy .d-stand, .d-hero.navy .d-hero-fig .l { color: rgba(255,255,255,.86); }
.d-hero.navy .d-meta, .d-hero.navy .d-hero-fig .s { color: rgba(255,255,255,.6); }
.d-hero.navy .d-meta a { color: var(--gold-l); }
/* the photo variant: the picture becomes a full-width band under the title */
.d-hero.photo .wrap { grid-template-columns: 1fr; gap: 0; }
.d-hero.photo { padding-bottom: 0; }
.d-hero .d-hero-img { margin: clamp(32px, 4vw, 52px) calc(-1 * (var(--gutter) + var(--pad))) 0; height: clamp(320px, 52vh, 560px); border-radius: 0; overflow: hidden; }
.d-hero .d-hero-img img { width: 100%; height: 100%; object-fit: cover; object-position: center 30%; }
/* the figure variant */
.d-hero-fig { border-left: 3px solid var(--gold); padding: 6px 0 6px 26px; }
.d-hero-fig .v { font-size: clamp(44px, 5vw, 68px); font-weight: 600; color: var(--gold); line-height: 1; letter-spacing: -.02em; }
.d-hero-fig .l { font-size: 16px; line-height: 1.5; color: var(--text); margin-top: 12px; max-width: 340px; }
.d-hero-fig .s { font-size: 13.5px; color: var(--muted); margin-top: 8px; }
@media (max-width: 860px) { .d-hero .wrap { grid-template-columns: 1fr; gap: 28px; } .d-hero .d-hero-img { margin-left: calc(-1 * var(--pad)); margin-right: calc(-1 * var(--pad)); height: 280px; } }

/* legacy article hero */
.art-hero { background: var(--navy); color: #fff; padding: clamp(56px, 7vw, 96px) 0; position: relative; isolation: isolate; }
.art-hero h1 { color: #fff; max-width: 18ch; }
.art-hero .meta { margin-top: 14px; font-size: 14.5px; color: rgba(255,255,255,.6); }
.art-hero .tag { color: var(--gold-l); }

/* ── Article body ─────────────────────────────────────────────────────────── */
.art-body { max-width: 780px; margin: 0 auto; padding: clamp(40px, 5vw, 64px) var(--pad) 24px; }
.art-body > *:first-child { margin-top: 0; }
.art-body h2 { margin: 44px 0 14px; font-size: clamp(26px, 2.6vw, 32px); }
.art-body h3 { margin: 30px 0 10px; }
.art-body p { font-size: 18px; line-height: 1.72; color: var(--text); margin-bottom: 18px; }
.art-body ul, .art-body ol { margin: 0 0 20px; padding-left: 22px; }
.art-body li { font-size: 18px; line-height: 1.7; color: var(--text); margin-bottom: 9px; }
.art-body li::marker { color: var(--gold); }
.art-body blockquote { font-size: 21px; line-height: 1.5; color: var(--navy); border-left: 3px solid var(--gold); padding: 6px 0 6px 22px; margin: 28px 0; font-weight: 500; }
.art-body a { color: var(--gold); font-weight: 600; }
.d-lede, .art-body .d-lede { font-size: 21px; line-height: 1.6; color: var(--navy); margin-bottom: 26px; }
.art-body .c-note { font-size: 15.5px; line-height: 1.6; color: var(--text); background: var(--cream); border-left: 3px solid var(--gold); padding: 14px 18px; margin: 22px 0; }
.art-body .c-close { margin-top: 34px; padding-top: 20px; border-top: 1px solid var(--line); font-size: 15.5px; line-height: 1.65; color: var(--muted); }
.art-photo { margin: 0; }
.art-photo img { width: 100%; height: clamp(300px, 50vh, 540px); object-fit: cover; }
.art-inline { margin: 34px 0; }
.art-inline img { width: 100%; height: 380px; object-fit: cover; border-radius: 10px; }

/* the numbered section heading */
.d-sec { display: grid; grid-template-columns: 44px 1fr; gap: 14px; align-items: baseline; margin: 48px 0 16px; }
.d-sec:not(:has(> .n)) { grid-template-columns: 1fr; }
.d-sec .n { font-size: 34px; font-weight: 600; color: var(--gold); line-height: 1; }
.d-sec h2 { margin: 0 !important; }
.sec-h { font-size: 24px; margin: 0 0 8px; color: var(--navy); }

/* ── Page blocks (the composable set) ─────────────────────────────────────── */
.d-band { padding: clamp(48px, 6vw, 80px) 0; }
.d-band.cream { background: var(--cream); }
.d-band.pale { background: var(--gold-pale); }
.d-band.ice { background: var(--ice-l); }
.d-band + .d-band { padding-top: 0; }
.d-band.cream + .d-band, .d-band.pale + .d-band, .d-band.ice + .d-band, .d-band + .d-band.cream, .d-band + .d-band.pale, .d-band + .d-band.ice { padding-top: clamp(48px, 6vw, 80px); }

.d-kf { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 18px; }
.d-kf-item { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 24px 22px; }
.d-kf-item .v { font-size: clamp(32px, 3.2vw, 44px); font-weight: 600; color: var(--gold); line-height: 1; letter-spacing: -.015em; }
.d-kf-item .l { font-size: 15.5px; line-height: 1.5; color: var(--text); margin-top: 10px; }
.d-kf-src { font-size: 13.5px; color: var(--muted); margin-top: 14px; }
.cream .d-kf-item, .ice .d-kf-item { border-color: transparent; }
.navy .d-kf-item, .gap .d-kf-item { background: rgba(255,255,255,.07); border-color: rgba(255,255,255,.14); }
.navy .d-kf-item .v { color: var(--gold-l); } .navy .d-kf-item .l { color: rgba(255,255,255,.86); } .navy .d-kf-src { color: rgba(255,255,255,.6); }

.d-src { display: flex; gap: 16px; align-items: flex-start; background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--gold); border-radius: 10px; padding: 16px 20px; margin: 0 0 30px; }
.d-src .d-src-lab { font-size: 14px; font-weight: 700; color: var(--navy); white-space: nowrap; padding-top: 2px; }
.d-src p { font-size: 15.5px; line-height: 1.55; color: var(--text); margin: 0; }
.d-src a { color: var(--gold); font-weight: 600; }

.d-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 20px; margin: 10px 0 30px; }
.d-cards.two { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }
.d-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 26px 22px; }
.d-card h3 { font-size: 19px; margin: 0 0 8px; }
.d-card p { font-size: 16px; line-height: 1.62; color: var(--text); margin: 0 0 10px; }
.d-card p:last-child { margin-bottom: 0; }
.d-card .d-card-n { font-size: 30px; font-weight: 600; color: var(--gold); line-height: 1; margin-bottom: 12px; }
.cream .d-card, .ice .d-card { border-color: transparent; }
.navy .d-card, .gap .d-card { background: rgba(255,255,255,.07); border-color: rgba(255,255,255,.14); }
.navy .d-card h3 { color: #fff; } .navy .d-card p { color: rgba(255,255,255,.86); }

.d-ledger { background: var(--cream); border-radius: var(--radius); padding: 28px 30px 24px; margin: 26px 0 30px; }
.cream .d-ledger, .ice .d-ledger { background: #fff; }
.d-ledger h3 { font-size: 18px; margin: 0 0 4px; }
.d-ledger .d-ledger-sub { font-size: 14px; color: var(--muted); margin: 0 0 16px; }
.d-ledger .row { display: grid; grid-template-columns: 1fr auto; gap: 24px; padding: 12px 0; border-top: 1px solid var(--line); font-size: 16px; line-height: 1.5; color: var(--text); }
.d-ledger .row .v { font-variant-numeric: tabular-nums; font-weight: 600; color: var(--navy); white-space: nowrap; }
.d-ledger .row.total { border-top: 2px solid var(--navy); font-weight: 700; color: var(--navy); }
.d-ledger .row.total .v { color: var(--gold); font-size: 24px; }
.d-ledger .d-ledger-note { font-size: 13.5px; color: var(--muted); margin-top: 12px; }

.d-do { background: #fff; border: 1.5px solid var(--gold); border-radius: var(--radius); padding: 28px 30px 22px; margin: 26px 0 30px; }
.d-do h3 { font-size: 19px; margin: 0 0 16px; }
.d-do ol { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; counter-reset: d-do; }
.d-do li { display: grid; grid-template-columns: 34px 1fr; gap: 14px; align-items: start; font-size: 16.5px; line-height: 1.6; color: var(--text); }
.d-do li::before { content: counter(d-do); counter-increment: d-do; width: 30px; height: 30px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 700; font-size: 14px; display: grid; place-items: center; margin-top: 2px; }

.d-aside { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 48px; align-items: start; }
.d-aside .d-side { background: var(--cream); border-radius: var(--radius); padding: 24px 26px; position: sticky; top: 100px; }
.cream .d-aside .d-side { background: #fff; }
.d-side h4 { font-size: 16px; margin: 0 0 8px; }
.d-side p, .d-side li { font-size: 15px; line-height: 1.6; color: var(--text); margin: 0 0 8px; }
.d-side ul { margin: 0; padding-left: 18px; }
@media (max-width: 900px) { .d-aside { grid-template-columns: 1fr; } .d-aside .d-side { position: static; } }

.d-who { display: grid; grid-template-columns: 1fr 1fr; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; margin: 26px 0 30px; background: #fff; }
.d-who > div { padding: 28px 30px; }
.d-who > div + div { border-left: 1px solid var(--line); background: var(--gold-pale); }
.d-who h3 { font-size: 18px; margin: 0 0 10px; }
.d-who p, .d-who li { font-size: 16px; line-height: 1.62; color: var(--text); margin: 0 0 8px; }
.d-who ul { margin: 0; padding-left: 18px; }
@media (max-width: 760px) { .d-who { grid-template-columns: 1fr; } .d-who > div + div { border-left: 0; border-top: 1px solid var(--line); } }

.d-quote { margin: 30px 0; padding: 4px 0 4px 26px; border-left: 3px solid var(--gold); }
.d-quote p { font-size: 22px; line-height: 1.45; color: var(--navy); margin: 0 0 10px; font-weight: 500; }
.d-quote cite { font-style: normal; font-size: 14.5px; color: var(--muted); }

.d-open { border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 28px; margin: 26px 0 30px; background: #fff; }
.d-open h3 { font-size: 17px; margin: 0 0 10px; }
.d-open p { font-size: 15.5px; line-height: 1.62; color: var(--text); margin: 0 0 8px; }
.d-open p:last-child { margin-bottom: 0; }

.d-list { list-style: none; margin: 10px 0 28px; padding: 0; display: grid; gap: 10px; }
.d-list li { display: grid; grid-template-columns: 22px 1fr; gap: 12px; font-size: 17px; line-height: 1.62; color: var(--text); }
.d-list li::before { content: ''; width: 9px; height: 9px; border-radius: 50%; background: var(--gold); margin-top: 10px; }
.d-list.two { grid-template-columns: 1fr 1fr; gap: 10px 40px; }
@media (max-width: 760px) { .d-list.two { grid-template-columns: 1fr; } }

.d-photo { margin: 30px 0; border-radius: 12px; overflow: hidden; }
.d-photo img { width: 100%; height: 400px; object-fit: cover; }
.d-photo.full { margin: 0; border-radius: 0; }
.d-photo.full img { height: clamp(320px, 50vh, 560px); }
.d-photo figcaption { font-size: 13.5px; color: var(--muted); padding: 8px 2px 0; }

/* two-column text with a photograph that fills the row */
.d-split { display: grid; grid-template-columns: 1fr 1fr; gap: 0; align-items: stretch; }
.d-split > div { padding: clamp(40px, 5vw, 72px) 40px clamp(40px, 5vw, 72px) 0; }
.d-split figure { margin: 0; position: relative; min-height: 380px; }
.d-split figure img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.d-split.flip > div { order: 2; padding: clamp(40px, 5vw, 72px) 0 clamp(40px, 5vw, 72px) 40px; }
.d-split.flip figure { order: 1; }
.d-split > figure:last-child { margin-right: calc(-1 * (var(--gutter) + var(--pad))); }
.d-split.flip > figure { margin-left: calc(-1 * (var(--gutter) + var(--pad))); margin-right: 0; }
@media (max-width: 860px) { .d-split, .d-split.flip { grid-template-columns: 1fr; } .d-split > div, .d-split.flip > div { padding: 32px 0; order: 2; } .d-split figure, .d-split.flip figure { order: 1; min-height: 280px; margin: 0 calc(-1 * var(--pad)); } }

/* the approved wording */
.g-say { margin: 26px 0; padding: 22px 26px; background: var(--gold-pale); border-left: 3px solid var(--gold); border-radius: 0 10px 10px 0; font-size: 18px; line-height: 1.6; color: var(--navy); }
.g-say-lab { display: block; font-size: 14.5px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.art-body .g-say { font-size: 18px; }

/* ── Cards, grids, lists ──────────────────────────────────────────────────── */
.grid { display: grid; gap: 22px; }
.g-2 { grid-template-columns: repeat(2, 1fr); }
.g-3 { grid-template-columns: repeat(3, 1fr); }
.g-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 1000px) { .g-3, .g-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .grid { grid-template-columns: 1fr; } }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.cream .card, .ice .card { border-color: transparent; }
.card h3 { font-size: 19px; margin-bottom: 9px; }
.card p { font-size: 16px; line-height: 1.62; color: var(--text); }
.card-ic { width: 46px; height: 46px; border-radius: 12px; background: var(--gold-pale); display: grid; place-items: center; margin-bottom: 18px; color: var(--gold); }
@media (max-width: 900px) { .cards { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .cards { grid-template-columns: 1fr; } }
.ins-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 0 0 24px; display: flex; flex-direction: column; overflow: hidden; transition: transform .15s, box-shadow .15s; }
.ins-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.cream .ins-card, .ice .ins-card { border-color: transparent; }
.ins-thumb { display: block; width: 100%; height: 200px; object-fit: cover; margin: 0 0 20px; border-radius: 0; }
.ins-card h3 { font-size: 20px; margin: 0 24px 10px; line-height: 1.25; }
.ins-card p { font-size: 15.5px; color: var(--text); line-height: 1.6; flex: 1; margin: 0 24px 16px; }
.ins-card .lnk { margin: 0 24px; font-size: 15px; }
.ins-card .meta, .ins-card .d-meta { font-size: 13.5px; color: var(--muted); margin: 0 24px 8px; }

/* steps */
.steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 14px; }
.step { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px 20px; }
.step-num { width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: var(--gold-l); font-size: 17px; font-weight: 700; display: grid; place-items: center; margin-bottom: 16px; }
.step h4 { font-size: 16px; margin-bottom: 7px; }
.step p { font-size: 15px; line-height: 1.6; color: var(--text); }
@media (max-width: 940px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }

/* ── Split section (copy beside a photograph that fills the band) ─────────── */
.split { display: grid; grid-template-columns: 1fr 1.04fr; gap: 60px; align-items: stretch; }
.block:has(> .split) { padding-top: 0; padding-bottom: 0; }
.split-copy { padding: var(--band) 0; align-self: center; }
.split-copy h1 { margin-bottom: 18px; }
.split-copy h2 { margin-bottom: 16px; }
.split-copy p { font-size: 18px; line-height: 1.7; color: var(--text); }
.split-copy p + p { margin-top: 13px; }
.split-fig { margin: 0; position: relative; align-self: stretch; min-height: 420px; }
.split-fig img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 30%; }
.split-fig figcaption { position: absolute; left: 0; right: 0; bottom: 0; background: rgba(5,48,95,.88); color: #fff; font-size: 14.5px; padding: 12px 18px; }
.split > .split-fig:last-child { margin-right: calc(-1 * (var(--gutter) + var(--pad))); }
.split > .split-fig:first-child { margin-left: calc(-1 * (var(--gutter) + var(--pad))); }
@media (max-width: 900px) { .split { grid-template-columns: 1fr; gap: 0; } .split-copy { padding: 44px 0; } .split-fig { min-height: 300px; order: -1; } .split > .split-fig:last-child, .split > .split-fig:first-child { margin: 0 calc(-1 * var(--pad)); } }

/* ── The journey ──────────────────────────────────────────────────────────── */
.jny { margin: 40px auto 0; max-width: 1000px; }
.jy-lanes { display: grid; grid-template-columns: 1fr 64px 1fr; margin-bottom: 14px; }
.jy-lanes span { font-size: 16px; font-weight: 700; color: var(--navy); }
.jy-lanes span:last-child { text-align: right; grid-column: 3; color: var(--gold); }
.jy-steps { list-style: none; margin: 0; padding: 0; position: relative; display: grid; grid-template-columns: 1fr 64px 1fr; row-gap: 18px; }
.jy-steps::before { content: ''; position: absolute; left: 50%; top: 0; bottom: 0; width: 2px; margin-left: -1px; background: var(--line); }
.jy-step { display: contents; }
.jy-n { grid-column: 2; align-self: start; justify-self: center; position: relative; z-index: 2; width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; background: var(--navy); color: #fff; font-weight: 700; font-size: 17px; margin-top: 18px; }
.jy-step.eg .jy-n { background: var(--gold); }
.jy-step.both .jy-n { background: var(--navy); box-shadow: 0 0 0 3px #fff, 0 0 0 5px var(--gold); }
.jy-card { background: #fff; border-radius: var(--radius); padding: 22px 24px 20px; position: relative; z-index: 1; border: 1px solid var(--line); }
.cream .jy-card, .ice .jy-card { border-color: transparent; }
.jy-step.you .jy-card { grid-column: 1; }
.jy-step.eg .jy-card { grid-column: 3; }
.jy-step.both .jy-card { grid-column: 1 / 4; margin: 22px 72px 0; padding-top: 36px; text-align: center; border: 1.5px solid var(--gold); }
.jy-step.both .jy-n { margin-top: 0; }
.jy-card h3 { font-size: 19px; margin: 0 0 6px; }
.jy-card p { font-size: 16px; line-height: 1.6; color: var(--text); margin: 0; }
.jy-card .jy-who { display: none; }
.gap .jy-lanes span, .navy .jy-lanes span { color: #fff; } .gap .jy-lanes span:last-child, .navy .jy-lanes span:last-child { color: var(--gold-l); }
.gap .jy-steps::before, .navy .jy-steps::before { background: rgba(255,255,255,.22); }
.gap .jy-card, .navy .jy-card { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.14); }
.gap .jy-card h3, .navy .jy-card h3 { color: #fff; } .gap .jy-card p, .navy .jy-card p { color: rgba(255,255,255,.86); }
@media (max-width: 760px) {
  .jy-lanes { display: none; }
  .jy-steps { grid-template-columns: 44px 1fr; column-gap: 16px; }
  .jy-steps::before { left: 22px; }
  .jy-n { grid-column: 1; margin-top: 14px; }
  .jy-step.you .jy-card, .jy-step.eg .jy-card, .jy-step.both .jy-card { grid-column: 2; margin: 0; text-align: left; }
  .jy-card .jy-who { display: block; font-size: 14px; font-weight: 600; color: var(--gold); margin-bottom: 6px; }
}

/* the schedule */
.sched { margin: 34px auto 0; max-width: 900px; }
.sched-row { display: grid; grid-template-columns: 160px 1fr; gap: 20px; padding: 22px 0; border-top: 1px solid var(--line); }
.sched-row:last-child { border-bottom: 1px solid var(--line); }
.sched dt { font-size: 16px; font-weight: 700; color: var(--gold); padding-top: 2px; }
.sched dd { margin: 0; }
.sched h3 { font-size: 19px; margin: 0 0 5px; }
.sched p { font-size: 16px; line-height: 1.62; color: var(--text); margin: 0; }
.navy .sched-row, .gap .sched-row { border-color: rgba(255,255,255,.18); }
.navy .sched dt { color: var(--gold-l); } .navy .sched h3 { color: #fff; }
@media (max-width: 600px) { .sched-row { grid-template-columns: 1fr; gap: 4px; } }

/* two unequal columns with a rule between */
.two-up { display: grid; grid-template-columns: 1fr 1fr; gap: 0; margin-top: 10px; align-items: start; }
.two-up .col { padding-right: 48px; }
.two-up .col + .col { border-left: 1px solid rgba(255,255,255,.2); padding: 0 0 0 48px; }
.two-up h3 { font-size: 21px; margin-bottom: 11px; color: #fff; }
.two-up p { font-size: 17px; line-height: 1.68; color: rgba(255,255,255,.86); }
.two-up ul { margin: 12px 0 0; padding-left: 19px; color: rgba(255,255,255,.86); font-size: 17px; }
.two-up li { margin-bottom: 7px; }
.cream .two-up h3, .ice .two-up h3, .block:not(.gap):not(.navy) .two-up h3 { color: var(--navy); }
.cream .two-up p, .cream .two-up ul, .block:not(.gap):not(.navy) .two-up p, .block:not(.gap):not(.navy) .two-up ul { color: var(--text); }
.cream .two-up .col + .col, .block:not(.gap):not(.navy) .two-up .col + .col { border-color: var(--line); }
@media (max-width: 900px) { .two-up { grid-template-columns: 1fr; } .two-up .col { padding: 0 0 26px; } .two-up .col + .col { border-left: 0; border-top: 1px solid rgba(255,255,255,.2); padding: 26px 0 0; } }

/* the client-at-the-centre diagram */
.triad { max-width: 620px; margin: 0 auto 14px; }
.triad-svg { width: 100%; height: auto; display: block; }
.triad-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 14px; }
.triad-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.cream .triad-card { border-color: transparent; }
.triad-card h4 { font-size: 18px; margin-bottom: 8px; }
.triad-card p { font-size: 15.5px; color: var(--text); line-height: 1.6; }
@media (max-width: 760px) { .triad-cards { grid-template-columns: 1fr; } }

/* stat band */
.gap-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 18px; margin-bottom: 34px; }
.gstat { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius); padding: 28px 24px; }
.gstat-val { font-size: clamp(40px, 4.4vw, 60px); font-weight: 600; color: var(--gold-l); line-height: 1; margin-bottom: 10px; letter-spacing: -.02em; }
.gstat-label { font-size: 15.5px; color: rgba(255,255,255,.8); line-height: 1.5; }
.gap-lead { max-width: 760px; font-size: 18px; line-height: 1.7; color: rgba(255,255,255,.86); }
.gap-source { font-size: 13.5px; color: rgba(255,255,255,.6); margin-top: 20px; line-height: 1.5; }
.about-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.astat { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 24px; }
.cream .astat { border-color: transparent; }
.astat-val { font-size: clamp(32px, 3.4vw, 44px); font-weight: 600; color: var(--gold); line-height: 1; margin-bottom: 8px; }
.astat-val span { font-size: 16px; color: var(--navy); }
.astat-label { font-size: 15px; color: var(--text); line-height: 1.45; }
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.about-copy p { font-size: 17.5px; line-height: 1.68; margin-bottom: 16px; }
@media (max-width: 860px) { .about-grid { grid-template-columns: 1fr; gap: 34px; } }

/* the five conversations */
.convo-grid, .convos { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; }
.convo { background: #fff; border: 1px solid var(--line); border-top: 3px solid var(--gold); border-radius: var(--radius); padding: 24px 22px; }
.cream .convo { border-color: transparent; border-top-color: var(--gold); }
.convo-n { font-size: 28px; font-weight: 600; color: var(--gold); line-height: 1; margin-bottom: 12px; }
.convo h3, .convo h4 { font-size: 18px; margin-bottom: 8px; }
.convo p { font-size: 15.5px; color: var(--text); line-height: 1.62; }

/* the flow */
.flowline { display: grid; grid-auto-flow: column; grid-auto-columns: 1fr; gap: 0; align-items: stretch; margin: 40px 0 6px; }
.flow-step { position: relative; padding: 0 18px; text-align: center; }
.flow-step + .flow-step::before { content: ''; position: absolute; left: -10px; top: 34px; width: 18px; height: 18px; border-right: 2px solid var(--gold); border-bottom: 2px solid var(--gold); transform: rotate(-45deg); }
.flow-num { width: 64px; height: 64px; border-radius: 50%; margin: 0 auto 16px; display: grid; place-items: center; background: var(--navy); color: var(--gold-l); font-size: 22px; font-weight: 700; }
.flow-step.eg .flow-num { background: var(--gold); color: #fff; }
.flow-step h3 { font-size: 19px; margin-bottom: 7px; }
.flow-step p { font-size: 16px; line-height: 1.62; color: var(--text); }
.flow-who { font-size: 14.5px; font-weight: 600; color: var(--navy); margin-bottom: 8px; }
.flow-step.eg .flow-who { color: var(--gold); }
.gap .flow-step h3, .navy .flow-step h3 { color: #fff; }
.gap .flow-step p, .navy .flow-step p { color: rgba(255,255,255,.84); }
.gap .flow-who, .navy .flow-who { color: #fff; } .gap .flow-step.eg .flow-who { color: var(--gold-l); }
.gap .flow-num { background: rgba(255,255,255,.12); color: var(--gold-l); border: 1px solid rgba(255,255,255,.22); }
.gap .flow-step.eg .flow-num { background: var(--gold); color: #fff; border-color: transparent; }
@media (max-width: 860px) {
  .flowline { grid-auto-flow: row; gap: 26px; position: relative; }
  .flowline::before { content: ''; position: absolute; left: 31px; top: 30px; bottom: 30px; width: 2px; background: var(--line); }
  .flow-step { display: grid; grid-template-columns: 64px 1fr; gap: 18px; text-align: left; padding: 0; }
  .flow-step + .flow-step::before { display: none; }
  .flow-num { margin: 0; position: relative; z-index: 1; }
}

/* the boundary */
.perim { display: grid; grid-template-columns: 1fr 2px 1fr; gap: 0; margin-top: 34px; }
.perim-rule { background: repeating-linear-gradient(180deg, var(--gold) 0 10px, transparent 10px 20px); }
.perim-side { padding: 4px 36px; }
.perim-side h3 { font-size: 24px; margin-bottom: 6px; }
.perim-side .lead-in { font-size: 14.5px; font-weight: 600; color: var(--gold); margin-bottom: 18px; }
.perim-side ul { margin: 0; padding-left: 20px; }
.perim-side li { font-size: 17px; line-height: 1.65; margin-bottom: 9px; }
.perim-side li::marker { color: var(--gold); }
@media (max-width: 860px) { .perim { grid-template-columns: 1fr; } .perim-rule { height: 2px; width: 100%; margin: 26px 0; background: repeating-linear-gradient(90deg, var(--gold) 0 10px, transparent 10px 20px); } .perim-side { padding: 0; } }

/* the six signals grid */
.sigs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); margin: 34px 0 6px; border-radius: var(--radius); overflow: hidden; }
.sig { background: #fff; padding: 24px 24px 22px; display: block; }
.sig:hover { background: var(--cream); }
.sig-n { font-size: 30px; font-weight: 600; line-height: 1; color: var(--gold); margin-bottom: 10px; }
.sig h3 { font-size: 18px; margin-bottom: 8px; }
.sig p { font-size: 15px; line-height: 1.55; color: var(--text); margin: 0; }
@media (max-width: 860px) { .sigs { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .sigs { grid-template-columns: 1fr; } }

/* the ledger (what a firm gets) */
.ledger { display: grid; grid-template-columns: 1fr 1fr; gap: 0 56px; margin-top: 8px; }
.ledger .row { display: grid; grid-template-columns: 40px 1fr; gap: 18px; align-items: start; padding: 24px 0; border-bottom: 1px solid var(--line); }
.ledger .n { font-size: 22px; font-weight: 600; color: var(--gold); line-height: 1.1; padding-top: 2px; }
.ledger h3 { font-size: 18px; margin-bottom: 7px; }
.ledger p { font-size: 16.5px; line-height: 1.62; color: var(--text); }
@media (max-width: 860px) { .ledger { grid-template-columns: 1fr; } }

/* the routes comparison (/partnership) */
.decide { background: var(--navy); color: #fff; padding: clamp(56px, 7vw, 88px) 0 0; position: relative; isolation: isolate; }
.decide h1 { color: #fff; max-width: 15ch; }
.decide .lead { color: rgba(255,255,255,.86); max-width: 560px; margin-top: 18px; }
.routes { display: grid; grid-template-columns: repeat(5, 1fr); gap: 1px; margin-top: 48px; background: rgba(255,255,255,.14); border-radius: var(--radius) var(--radius) 0 0; overflow: hidden; }
.routes > div { background: var(--navy-deep); padding: 20px 18px 24px; }
.routes > div.here { background: var(--gold); color: var(--navy-deep); }
.routes .n { font-size: 13px; color: rgba(255,255,255,.6); margin-bottom: 8px; }
.routes > div.here .n { color: rgba(4,38,76,.7); }
.routes .t { font-size: 19px; font-weight: 600; line-height: 1.2; }
@media (max-width: 900px) { .routes { grid-template-columns: 1fr 1fr; } }
.cmp-wrap { overflow-x: auto; margin: 34px 0 8px; -webkit-overflow-scrolling: touch; }
.cmp { border-collapse: collapse; width: 100%; min-width: 760px; font-size: 15.5px; }
.cmp th, .cmp td { text-align: left; padding: 16px 18px; border-bottom: 1px solid var(--line); vertical-align: top; line-height: 1.5; }
.cmp thead th { font-size: 14px; font-weight: 700; color: var(--muted); border-bottom: 2px solid var(--line); padding: 22px 18px 11px; letter-spacing: 0; text-transform: none; }
.cmp tbody th { font-weight: 600; color: var(--navy); width: 210px; }
.cmp td { color: var(--text); }
.cmp col.here, .cmp th.here, .cmp td.here { background: var(--gold-pale); }
.cmp td.here { color: var(--navy); font-weight: 600; box-shadow: inset 3px 0 0 var(--gold); }
.cmp thead th.here { color: var(--navy); box-shadow: inset 3px 0 0 var(--gold); }
.cmp tbody tr:last-child th, .cmp tbody tr:last-child td { border-bottom: 0; }

/* worked example table */
.wex { border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; background: #fff; margin: 32px 0 8px; }
.wex-bar { background: var(--navy); color: #fff; padding: 14px 22px; font-size: 15px; font-weight: 600; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.wex-bar span { color: var(--gold-l); font-weight: 500; }
.wex-row { display: grid; grid-template-columns: 1.1fr 1.3fr 1.5fr; border-bottom: 1px solid var(--line); }
.wex-row:last-child { border-bottom: 0; }
.wex-cell { padding: 18px 22px; border-right: 1px solid var(--line); }
.wex-cell:last-child { border-right: 0; }
.wex-lab { font-size: 13.5px; font-weight: 700; color: var(--muted); margin-bottom: 7px; letter-spacing: 0; text-transform: none; }
.wex-co { font-weight: 600; color: var(--navy); font-size: 16px; line-height: 1.3; }
.wex-meta { font-size: 14px; color: var(--muted); margin-top: 4px; }
.wex-cell p { font-size: 15px; line-height: 1.55; color: var(--text); }
.wex-say { color: var(--navy); }
.wex-foot { padding: 15px 22px; background: var(--cream); font-size: 14px; color: var(--muted); }
@media (max-width: 860px) { .wex-row { grid-template-columns: 1fr; } .wex-cell { border-right: 0; border-bottom: 1px solid var(--line); } .wex-cell:last-child { border-bottom: 0; } }

/* the team */
.tgrid { display: grid; grid-template-columns: repeat(auto-fill, minmax(190px, 1fr)); gap: 28px 22px; }
.tcard { margin: 0; }
.tcard img { width: 100%; height: auto; aspect-ratio: 440 / 528; object-fit: cover; border-radius: 12px; display: block; background: var(--ice-l); }
.tcard figcaption { padding-top: 12px; display: block; }
.tname { display: block; font-weight: 600; color: var(--navy); font-size: 16.5px; line-height: 1.3; }
.trole { display: block; color: var(--muted); font-size: 14.5px; line-height: 1.45; margin-top: 2px; }
@media (max-width: 560px) { .tgrid { grid-template-columns: repeat(auto-fill, minmax(140px, 1fr)); gap: 18px 14px; } }

/* product screens (/platform) */
.feat { display: grid; grid-template-columns: .82fr 1.18fr; gap: 56px; align-items: center; margin: 0 0 80px; }
.feat:last-child { margin-bottom: 0; }
.feat:nth-child(even) { grid-template-columns: 1.18fr .82fr; }
.feat:nth-child(even) .feat-copy { order: 2; }
.feat:nth-child(even) .feat-shot { order: 1; }
.feat-copy h3 { font-size: clamp(22px, 2.3vw, 28px); margin-bottom: 14px; color: var(--blue); }
.feat-copy p { font-size: 17.5px; line-height: 1.7; color: var(--text); margin-bottom: 12px; }
.feat-copy ul { margin: 14px 0 0; padding-left: 20px; }
.feat-copy li { font-size: 16px; line-height: 1.6; color: var(--text); margin-bottom: 8px; }
.feat-copy li::marker { color: var(--gold); }
.feat-lab { font-size: 14.5px; font-weight: 600; color: var(--gold); margin-bottom: 10px; letter-spacing: 0; text-transform: none; }
.scrn { position: relative; border-radius: 12px; overflow: hidden; background: #fff; border: 1px solid #dfe5ee; box-shadow: var(--shadow-md); }
.scrn::before { content: ''; display: block; height: 26px; background: #f3f5f9; border-bottom: 1px solid #e6ebf3; }
.scrn::after { content: ''; position: absolute; top: 9px; left: 12px; width: 8px; height: 8px; border-radius: 50%; background: #d8dee8; box-shadow: 14px 0 0 #d8dee8, 28px 0 0 #d8dee8; }
.scrn img, .scrn picture { display: block; width: 100%; }
.scrn img { aspect-ratio: 16 / 10; object-fit: cover; object-position: top center; }
.feat-shot img { width: 100%; display: block; }
.shot { margin: 0; }
.shot img { width: 100%; border-radius: 12px; border: 1px solid var(--line); box-shadow: var(--shadow-md); background: #fff; }
.shot figcaption { font-size: 14.5px; line-height: 1.55; color: var(--text); padding-top: 11px; }
.shots { display: grid; grid-template-columns: repeat(2, 1fr); gap: 34px; margin-top: 34px; align-items: start; }
.seq { display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px; margin-top: 38px; }
.seq figure { margin: 0; }
.seq .n { display: inline-flex; align-items: center; justify-content: center; width: 26px; height: 26px; border-radius: 50%; background: var(--navy); color: var(--gold-l); font-size: 13px; font-weight: 700; margin-bottom: 11px; }
.seq figcaption { font-size: 15px; line-height: 1.55; color: var(--text); padding-top: 12px; }
@media (max-width: 900px) { .feat, .feat:nth-child(even) { grid-template-columns: 1fr; gap: 26px; margin-bottom: 52px; } .feat:nth-child(even) .feat-copy, .feat:nth-child(even) .feat-shot { order: unset; } .shots { grid-template-columns: 1fr; } }
@media (max-width: 1040px) { .seq { grid-auto-flow: column; grid-auto-columns: 62%; grid-template-columns: none; overflow-x: auto; padding-bottom: 10px; scroll-snap-type: x mandatory; } .seq figure { scroll-snap-align: start; } }

/* ── FAQ ──────────────────────────────────────────────────────────────────── */
.faq { max-width: 860px; margin: 0 auto; display: grid; gap: 12px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 4px 24px; }
.cream .faq details { border-color: transparent; }
.faq details[open] { box-shadow: var(--shadow-sm); }
.faq summary { list-style: none; cursor: pointer; font-size: 18px; font-weight: 600; color: var(--navy); padding: 18px 32px 18px 0; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; position: absolute; right: 0; top: 50%; transform: translateY(-50%); font-size: 24px; font-weight: 400; color: var(--gold); }
.faq details[open] summary::after { content: '−'; }
.faq p { font-size: 16px; color: var(--text); line-height: 1.65; padding: 0 0 20px; }

/* ── Forms ────────────────────────────────────────────────────────────────── */
.form-card { background: #fff; color: var(--text); border-radius: 18px; padding: 30px; box-shadow: var(--shadow-lg); }
.form-card h3 { font-size: 22px; margin-bottom: 4px; color: var(--navy); }
.form-card .fc-sub { font-size: 15.5px; color: var(--muted); margin-bottom: 20px; }
.frow { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 12px; }
.ffield { display: flex; flex-direction: column; gap: 6px; }
.ffield.full { grid-column: 1 / -1; }
.ffield label { font-size: 14.5px; font-weight: 600; color: var(--navy); }
.ffield input, .ffield select, .lm-field input, .lm2-form input { min-width: 0; width: 100%; background: #fff; border: 1.5px solid #cfd6df; border-radius: 10px; padding: 12px 14px; font-family: inherit; font-size: 15.5px; color: var(--ink); outline: none; transition: border-color .15s; }
.ffield input:focus, .ffield select:focus, .lm-field input:focus, .lm2-form input:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(199,157,106,.15); }
.form-card .btn, .lm2-form .btn, .lm-form .btn { width: 100%; margin-top: 6px; }
.form-note, .lm-note { font-size: 13px; color: var(--muted); text-align: center; margin-top: 12px; line-height: 1.5; }
.consent { display: flex; gap: 10px; align-items: flex-start; margin: 6px 0 2px; }
.consent input[type=checkbox] { width: 16px; height: 16px; margin-top: 3px; flex-shrink: 0; accent-color: var(--gold); cursor: pointer; }
.consent label { font-size: 13.5px; line-height: 1.5; color: var(--muted); cursor: pointer; }
.consent a { color: var(--gold); text-decoration: underline; text-underline-offset: 2px; }
.lm-field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 12px; }
.lm-field label { font-size: 14px; font-weight: 600; color: var(--navy); }
@media (max-width: 480px) { .frow { grid-template-columns: 1fr; } }

/* the contact page */
.cta-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.cta-lead { font-size: 19px; line-height: 1.66; color: rgba(255,255,255,.88); margin-bottom: 26px; }
.cta-photo { margin: 0 0 26px; border-radius: 12px; overflow: hidden; }
.cta-photo img { width: 100%; height: 300px; object-fit: cover; }
.cta-points { display: grid; gap: 12px; }
.cta-point { display: flex; gap: 11px; align-items: center; font-size: 17px; color: rgba(255,255,255,.92); }
.cta-point svg { color: var(--gold-l); flex-shrink: 0; }
@media (max-width: 860px) { .cta-grid { grid-template-columns: 1fr; gap: 36px; } }

/* the closing band on every page */
.cta { padding: var(--band) 0; }
.cta .wrap { text-align: center; max-width: 760px; }
.cta h2 { margin-bottom: 14px; }
.cta p { font-size: 18px; line-height: 1.65; margin-bottom: 26px; }
.cta .btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* the compliance note */
.compliance { background: var(--cream); padding: 40px 0; }
.compliance-inner { display: flex; gap: 16px; align-items: flex-start; max-width: 900px; margin: 0 auto; background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 22px 24px; }
.compliance-inner .ic { flex-shrink: 0; color: var(--navy); }
.compliance-inner p { font-size: 15px; color: var(--text); line-height: 1.65; }
.compliance-inner b { color: var(--navy); }

/* the logo strip */
.strip { background: #fff; border-bottom: 1px solid var(--line); padding: 22px 0; }
.strip-inner { display: flex; align-items: center; justify-content: center; gap: 36px; flex-wrap: wrap; }
.strip-label { font-size: 14px; color: var(--muted); font-weight: 600; letter-spacing: 0; text-transform: none; }
.strip-item { font-size: 15px; color: var(--navy); font-weight: 600; display: flex; align-items: center; gap: 8px; }

/* ── Footer ───────────────────────────────────────────────────────────────── */
.footer { background: var(--navy); color: #fff; padding: 64px 0 32px; position: relative; isolation: isolate; }
.footer::after { content: ''; position: absolute; inset: 0; z-index: -1; pointer-events: none; background: url('img/pattern-navy.jpg?v=3') right bottom / 60% no-repeat; opacity: .5; mix-blend-mode: luminosity; -webkit-mask-image: linear-gradient(250deg, #000 0%, transparent 60%); mask-image: linear-gradient(250deg, #000 0%, transparent 60%); }
.footer-top { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; padding-bottom: 36px; border-bottom: 1px solid rgba(255,255,255,.12); }
.footer-logo { height: 60px; width: auto; margin-bottom: 18px; }
.footer-eg-logo { height: 42px; width: auto; margin-bottom: 16px; }
.footer-tagline { font-size: 15px; color: rgba(255,255,255,.7); line-height: 1.6; max-width: 360px; }
.footer-col h5 { font-size: 14px; color: rgba(255,255,255,.55); margin-bottom: 14px; letter-spacing: 0; text-transform: none; font-weight: 600; }
.footer-col a { display: block; font-size: 15.5px; color: rgba(255,255,255,.85); margin-bottom: 10px; }
.footer-col a:hover { color: var(--gold-l); }
.footer-fp { font-size: 13px; color: rgba(255,255,255,.75); line-height: 1.6; padding-top: 24px; font-weight: 500; }
.footer-reg { font-size: 12.5px; color: rgba(255,255,255,.5); line-height: 1.7; padding-top: 12px; }
@media (max-width: 780px) { .footer-top { grid-template-columns: 1fr; gap: 30px; } }

/* ── Lead-magnet pages ────────────────────────────────────────────────────── */
.lp-head { background: var(--navy); padding: 18px 0; }
.lp-head .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.lp-brand { display: flex; align-items: center; gap: 16px; }
.lp-brand img.mark { width: 128px; height: auto; }
.lp-brand .by { display: flex; align-items: center; gap: 10px; padding-left: 16px; border-left: 1px solid rgba(255,255,255,.25); }
.lp-brand .by span { font-size: 12px; color: rgba(255,255,255,.65); letter-spacing: 0; text-transform: none; }
.lp-brand .by img { width: 120px; height: auto; }
.lp-head .reg { font-size: 13px; color: rgba(255,255,255,.65); text-align: right; }
@media (max-width: 720px) { .lp-head .reg { display: none; } }
.lm2-hero { position: relative; background: var(--navy); color: #fff; padding: clamp(56px, 7vw, 88px) 0; overflow: hidden; isolation: isolate; }
.lm2-hero::after { content: ''; position: absolute; inset: 0; z-index: -1; background: url('img/pattern-navy.jpg?v=3') right bottom / 60% no-repeat; opacity: .5; mix-blend-mode: luminosity; -webkit-mask-image: linear-gradient(250deg, #000 0%, transparent 60%); mask-image: linear-gradient(250deg, #000 0%, transparent 60%); }
.lm2-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; }
.lm2-eyebrow { display: inline-block; font-size: 15px; font-weight: 600; color: var(--gold-l); margin-bottom: 18px; letter-spacing: 0; text-transform: none; border: 0; padding: 0; }
.lm2-hero h1 { color: #fff; margin-bottom: 18px; }
.lm2-hero h1 em { color: var(--gold-l); }
.lm2-sub { font-size: 19px; line-height: 1.62; color: rgba(255,255,255,.86); max-width: 540px; margin-bottom: 26px; }
.lm2-points { list-style: none; padding: 0; margin: 0; display: grid; gap: 13px; }
.lm2-points li { display: flex; gap: 12px; align-items: flex-start; font-size: 16.5px; line-height: 1.55; color: rgba(255,255,255,.92); }
.lm2-points svg { flex-shrink: 0; margin-top: 3px; }
.lm2-form { background: #fff; border-radius: 18px; box-shadow: var(--shadow-lg); padding: 34px 32px; color: var(--text); }
.lm2-form h2 { font-size: 26px; color: var(--navy); margin-bottom: 6px; }
.lm2-form .sub { font-size: 15.5px; color: var(--muted); margin-bottom: 20px; }
.lm2-pages { background: var(--cream); }
.lm2-spread { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 34px; align-items: start; }
.lm2-spread img { width: 100%; display: block; border-radius: 8px; border: 1px solid var(--line); box-shadow: var(--shadow-md); background: #fff; }
.lm2-spread.wide { grid-template-columns: repeat(2, 1fr); max-width: 940px; margin-left: auto; margin-right: auto; }
.lm2-contents { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0 54px; margin-top: 30px; }
.lm2-row { display: flex; gap: 16px; align-items: baseline; padding: 15px 0; border-bottom: 1px solid var(--line); }
.lm2-row .n { font-size: 18px; font-weight: 600; color: var(--gold); width: 28px; flex: none; }
.lm2-row .t { font-size: 17px; line-height: 1.45; color: var(--navy); }
.lm2-band { background: var(--navy); color: #fff; padding: 48px 0; }
.lm2-band .wrap { display: grid; grid-template-columns: auto 1fr; gap: 40px; align-items: center; }
.lm2-band .fig { font-size: clamp(56px, 7vw, 88px); font-weight: 600; line-height: .9; color: var(--gold-l); letter-spacing: -.02em; }
.lm2-band p { font-size: 19px; line-height: 1.55; color: rgba(255,255,255,.9); margin: 0; }
.lp-from { background: var(--cream); }
.lp-from .wrap { max-width: 960px; }
.lp-from .row { display: grid; grid-template-columns: 1fr 1fr; gap: 44px; align-items: start; }
.lp-from h2 { margin-bottom: 16px; }
.lp-from p { font-size: 17px; line-height: 1.66; margin-bottom: 14px; }
.lp-facts { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.lp-facts li { display: grid; grid-template-columns: 96px 1fr; gap: 16px; align-items: baseline; padding-bottom: 14px; border-bottom: 1px solid var(--line); font-size: 16px; }
.lp-facts b { font-size: 20px; font-weight: 600; color: var(--gold); }
.lp-close .wrap { max-width: 1000px; display: grid; grid-template-columns: 1fr 460px; gap: 56px; align-items: center; }
.lp-close h2 { margin-bottom: 16px; }
.lp-close p { font-size: 17.5px; line-height: 1.62; color: rgba(255,255,255,.86); }
.lp-foot { background: var(--navy-deep); color: rgba(255,255,255,.7); padding: 34px 0 40px; }
.lp-foot .wrap { max-width: 1000px; }
.lp-foot p { font-size: 13px; line-height: 1.7; margin-bottom: 10px; }
.lp-foot a { color: rgba(255,255,255,.85); text-decoration: underline; }
@media (max-width: 980px) { .lm2-grid { grid-template-columns: 1fr; gap: 34px; } .lm2-spread { grid-template-columns: repeat(2, 1fr); } .lm2-contents { grid-template-columns: 1fr; } .lm2-band .wrap { grid-template-columns: 1fr; gap: 18px; } .lp-from .row { grid-template-columns: 1fr; gap: 30px; } .lp-close .wrap { grid-template-columns: 1fr; gap: 34px; } }

/* the guide download card */
.guide-dl { display: grid; grid-template-columns: 1fr 1.2fr; background: #fff; border: 1px solid var(--line); border-radius: 18px; overflow: hidden; }
.lm-cover { background: var(--navy); color: #fff; padding: 28px 24px; display: flex; flex-direction: column; justify-content: space-between; min-height: 320px; }
.lm-cover-badge { align-self: flex-start; font-size: 12px; font-weight: 700; color: var(--navy); background: var(--gold-l); border-radius: 100px; padding: 5px 12px; letter-spacing: 0; }
.lm-cover-kicker { font-size: 14px; color: var(--gold-l); font-weight: 600; margin-top: auto; letter-spacing: 0; text-transform: none; }
.lm-cover-title { font-size: 24px; font-weight: 600; line-height: 1.18; margin-top: 8px; color: #fff; }
.lm-cover-foot { font-size: 13px; color: rgba(255,255,255,.7); margin-top: 16px; }
.lm-form { padding: 28px 26px; }
.lm-form h3 { font-size: 21px; margin-bottom: 4px; }
.lm-form-sub { font-size: 14.5px; color: var(--muted); margin-bottom: 18px; }
.lm-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; }
.lm-list { display: grid; gap: 12px; list-style: none; }
.lm-list li { display: flex; gap: 11px; align-items: flex-start; font-size: 16.5px; color: var(--text); line-height: 1.5; }
.lm-list li svg { color: var(--gold); flex-shrink: 0; margin-top: 3px; }
@media (max-width: 900px) { .lm-grid { grid-template-columns: 1fr; gap: 34px; } }
@media (max-width: 560px) { .guide-dl { grid-template-columns: 1fr; } .lm-cover { min-height: 0; } }

/* ── Misc legacy ──────────────────────────────────────────────────────────── */
.journey .jtrack { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.jcard { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius); padding: 24px; }
.jcard-step { font-size: 14px; color: var(--gold-l); font-weight: 600; margin-bottom: 12px; display: flex; align-items: center; gap: 8px; letter-spacing: 0; text-transform: none; }
.jcard h4 { font-size: 18px; color: #fff; margin-bottom: 8px; }
.jcard p { font-size: 16px; line-height: 1.62; color: rgba(255,255,255,.86); }
.quote { max-width: 820px; margin: 0 auto; text-align: center; }
.quote blockquote { font-size: clamp(21px, 3vw, 30px); line-height: 1.45; color: var(--navy); margin-bottom: 22px; font-weight: 500; }
.quote-person { display: flex; align-items: center; justify-content: center; gap: 13px; }
.quote-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; border: 2px solid var(--gold-l); }
.quote-attr { font-size: 15px; font-weight: 600; color: var(--navy); text-align: left; }
.quote-attr span { display: block; font-size: 13.5px; font-weight: 400; color: var(--muted); margin-top: 2px; }
.updated { font-size: 14px; color: var(--muted); }
.hr { height: 1px; background: var(--line); margin: 28px 0; }
input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 100px; background: linear-gradient(90deg, var(--gold) var(--fill, 40%), var(--line) var(--fill, 40%)); outline: none; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: #fff; border: 2px solid var(--gold); box-shadow: 0 2px 6px rgba(199,157,106,.4); cursor: pointer; }

/* print */
@media print { .nav, .footer, .cta, .tri-l, .tri-r { display: none !important; } .hero, .hero-navy, .d-hero.navy { background: #fff !important; color: #000 !important; } }

/* Programme articles: running prose inside banded sections uses the article type without its own padding. */
.d-band .art-body { padding-top: 0; padding-bottom: 0; }
.d-band .art-body > .d-sec:first-child { margin-top: 0; }
.d-band .d-split .d-sec { margin-top: 0; }
.d-band .d-split > div p { font-size: 18px; line-height: 1.72; margin-bottom: 18px; }
.footer-top.four { grid-template-columns: 1.6fr 1fr 1fr 1fr; }
@media (max-width: 900px) { .footer-top.four { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .footer-top.four { grid-template-columns: 1fr; } }
/* Forms and the two calculators (Securo tools, contact). */
.btns { display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form { display: grid; gap: 16px; }
.form .frow { margin-bottom: 0; gap: 16px; }
.field label { display: block; font-size: 14.5px; font-weight: 600; color: var(--navy); margin-bottom: 7px; }
.field input, .field select, .field textarea { width: 100%; min-width: 0; background: #fff; border: 1.5px solid #cfd6df; border-radius: 10px; padding: 12px 14px; font-family: inherit; font-size: 16px; color: var(--ink); outline: none; transition: border-color .15s; }
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(199,157,106,.15); }
.field textarea { min-height: 110px; resize: vertical; }
.form .consent { font-size: 14.5px; line-height: 1.5; color: var(--text); }
.form-ok { padding: 18px 22px; border-left: 3px solid var(--gold); background: var(--gold-pale); color: var(--navy); }
.tool { background: #fff; border: 1px solid var(--line); border-top: 3px solid var(--gold); border-radius: var(--radius); padding: clamp(24px, 3vw, 40px); }
.tool-lab { font-size: 15px; font-weight: 700; color: var(--navy); margin: 0 0 10px; }
.tool-fig { font-size: clamp(34px, 3.6vw, 48px); font-weight: 600; color: var(--gold); line-height: 1.05; letter-spacing: -.02em; }
.tool-fig small { display: block; font-size: 15px; font-weight: 400; color: var(--muted); letter-spacing: 0; margin-top: 10px; line-height: 1.5; }
.meter { height: 8px; background: var(--line); border-radius: 99px; overflow: hidden; margin: 18px 0 12px; }
.meter i { display: block; height: 100%; background: var(--gold); border-radius: 99px; transition: width .3s; }
@media (max-width: 480px) { .frow { grid-template-columns: 1fr; } }
/* Phones: the photograph shows in the top of the hero and the copy sits on the darker lower part. */
@media (max-width: 700px) {
  .hero { min-height: 92vh; align-items: flex-end; padding: 46vh 0 36px; }
  .hero-bg::after { background: linear-gradient(180deg, rgba(5,48,95,.10) 0%, rgba(5,48,95,.35) 30%, rgba(5,48,95,.86) 55%, rgba(5,48,95,.95) 100%); }
  .hero h1 { font-size: 34px; }
}
/* Comparison tables stack on phones: one block per row, each cell labelled from its column. */
@media (max-width: 700px) {
  .cmp { min-width: 0; }
  .cmp thead { display: none; }
  .cmp tr { display: block; padding: 16px 0; border-bottom: 1px solid var(--line); }
  .cmp th, .cmp td { display: block; width: auto !important; border: 0; padding: 4px 16px; box-shadow: none !important; }
  .cmp td[data-label]::before { content: attr(data-label); display: block; font-size: 13px; font-weight: 700; color: var(--muted); margin-bottom: 2px; }
}

/* Securo brand pack: the link-outline grounds from Background Graphics 1, 3 and 4. */
.tri-l, .tri-r { display: none; }
h3, h4, .d-card h3, .ins-card h3 { color: var(--navy); }
.block.ice, .d-band.ice, section.ice { background: var(--ice-l); }
.block.cream, .d-band.cream, section.cream { background: var(--cream); }
.d-card, .card, .ins-card, .faq details, .jy-card, .tool { background: #fff; }
.btn.btn-primary, .hero .btn-primary, .cta .btn-primary, .gap .btn-primary, .navy .btn-primary { color: #fff !important; }
.hero .btn-ghost, .cta .btn-ghost, .gap .btn-ghost, .navy .btn-ghost { color: #fff !important; }